Madelia | 84601 Olson Drive | 507-642-8888
Minneapolis |16701 Greystone Lane | 952-540-4888
Owatonna | 3627 N County Road 45 | 507-444-0004
Rochester | 1802 Hwy 30 SW | 507-944-3000

RV Financing is EASY here at Noble RV!

Ask about the great financing options that we have available.  Because we have our own financing officer on site, we are able to offer some creative financing options that will help you manage an affordable payment plan that fits your needs.  You can even take advantage of some great deals such as holding off payments for 90 days (on approved credit).  And, don't forget in most cases, the interest on an RV is tax deductive as a second home.  For more details, give us a call!

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Why Finance Your RV?


When you finance your purchase instead of liquidating assets or paying cash,you maintain your personal financial flexibility. Plus, your RV may qualify for some of the same tax benefits as a second home mortgage. Of course, check with your tax advisor, but basically to qualify for these benefits, such as the deductibility of interest on the loan, the RV must be used as security for the loan along with providing basic
living accommodations such as a sleeping area, bathroom and cooking facilities. Remember, the RV is considered a qualified second residence as long as you designate it for each tax year.

What Are the Advantages of Financing Through a RV Lending Specialist?

Down payments are lower - Although final terms are determined based on your credit profile and the age, type and cost of the RV being purchased,financing through RV lenders usually requires down payments in the 10% range.

Finance terms are longer / Monthly payments are lower -Because RV finance specialists know that RVs maintain their value and resale appeal, they tend to offer more attractive terms. In fact, it's not uncommon to find 15-20 year repayment schedules to help you afford the RV of your dreams.

How Does RV Financing Compare With Other Payment Options?

Borrowing against an owned home is not an option unless the money is used directly for that home. Home mortgage interest deduction is restricted to interest paid on mortgage debt used to purchase or improve a residence, or to refinance the remaining balance on a purchase or improvement. The purchase of an RV, therefore, does not qualify for this deduction. Home equity loans limit the amount of interest that is deductible, if your RV loan balance exceeds $100,000. Home mortgage interest deduction is limited to interest paid on home equity loans up to $100,000.

The Last Word on RV Financing

Your RV might actually cost you less in the end if you finance your purchase. By not tapping into your financial assets to purchase the RV,you can take advantage of attractive new investment opportunities that might come along and the earnings from those investments can potentially exceed the cost of your RV financing. The bottom line is that if you are thinking of buying an RV, you should check financing options to maximize your purchase enjoyment. You'll be on the road enjoying your new RV before you know it!

Information provided by GoRVing.com  

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Owatonna

Rochester

Minneapolis

Madelia

Let Us Know How We Can Help!

If you're ready to buy your next RV, then we can help!

We have exclusive online pricing for both new and used, and our friendly staff would love to help you find the perfect match. Let us know what you're looking for and we'll send you offers!

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Noble RV in Owatonna is a Minnesota RV Dealer with RV Sales, RV Service, RV Parts and RV Accessories. Noble RV in Jordan, Minn. is located near the Twin Cities of Minneapolis and St. Paul. Noble RV in Rochester serves RV enthusiasts in southeast Minnesota, northeast and central Iowa and south western Wisconsin. Noble RV of Madelia serves Mankato area, southwest Minnesota, eastern Dakota and Northern Iowa. Our \"as low as\" prices are based on the base unit. Additional features, options and dealership services are additional. We strive to provide accurate information. Typographical errors may occur. Vehicles under $149 per month are based on MSRP with 10% down plus tax, title and license at 4.89% APR for 120 months with approved credit. Vehicles under $199 per month are based on MSRP with 10% down plus tax, title and license at 4.49% APR for 120 months with approved credit.